INDIVIDUAL BENEFITS

BWD offers a comprehensive range of personal insurance products and services for the protection of your personal assets and your family's future financial security.

BWD provides individual insurance programs that include:

• Income Protection Plans to provide salary continuation in case of disability
• Long-Term Care to help pay the daily costs of extended care at home, in a nursing home, or in other covered facilities -- including health care, assisted living, adult day care, hospice care and other covered services
• Elder Care to provide security and assistance to the elderly -- whether care is received at home, in a nursing home, in an assisted living facility or elsewhere.